Get Pre-Approved

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Simple. Hassle Free. Financing.
At Trucktown, we make securing financing for your next vehicle easy and stress-free. Hassle Free. Financing. Regardless of your credit situation, we’re here to guide you every step of the way.
  • Good Credit
  • Retired
  • No Credit
  • Self-Employed
  • Bad Credit
  • New To Canada
What Factors Impact
Financing and Interest Rates?
Lenders consider several key factors when determining financing options and interest rates:
Credit Profile

Credit Profile

Lenders evaluate your credit history to see how you’ve managed payments in the past, debt-to-income ratio, employment stability, and housing situation.

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Deal Structure

Deal Structure

The way your financing is structured plays a critical role. Lenders assess the loan term, down payment, budget, payment frequency (monthly or bi-weekly), and the total amount being financed.

Collateral

Collateral

Lenders examine the vehicle tied to the loan. They evaluate whether the chosen vehicle works as suitable collateral and consider any trade-ins that could affect the deal’s equity or negative equity position.

We’ve partnered with leading lenders to find the best programs for you. Each lender has their own unique programs, ratios, and requirements. Our experienced team understands these intricacies and works to guide you towards the best financing scenario tailored to your needs.
Know your Credit Score Know your Options.

We know which bank to go to, the program to use, and how to structure the deal, to get you approved, and at the best rate possible.

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Know your Credit Score Know your Options.

We’ve partnered with Equifax to provide a free credit check with no impact on your score.